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Brief intro on LLoyds TSB Loans (We are not Lloyds TSB Bank and this information can change).

Lloyds TSB Loans offer a couple of different loan types to both homeowners and non homeowners. Here we'll give a brief overview of Lloyds loans. Please remember that this information may change without notice.

Lloyds TSB Personal loans are unsecured products. There are 2 loan types that are essentially the same yet vary slightly. Essentially, if you are an internet banking customer, you can receive an instant decision online for any loan amount between £7500 and £25000. If you have not been registered to for an internet banking account, you can apply for the same Lloyds Loan only you'll receive your decision in principle within 24 hours as opposed to instantly.

Both Lloyds TSB Personal Loan products are for loans of £7,500 and up to £25,000 at an annual percentage rate of 6.4% (depending on personal credit history and ability to re pay the loan). To receive this rate you must be willing to carry the loan for at least 5 years. However, Lloyds TSB says that if you have made at least 6 consecutive loan payments on time you may call them to ask for a loan "holiday" where you migth be eligible to have the next month off. Conditions apply.

Lloyds also offers a secured loan for homeowners which they call a "Formal Loan". This type of loan product is secured against the borrowers home. Depending on the amount of equity you have built up in your home, this is an option you might consider. Lloyds secured loans are for homeowners who wish to borrow more than a personal loan can offer. You have the option to borrow over the £25,000 threshold and for a longer period such as up to 20 years. Rates will vary but you'll have a flexilbe option of either repaying the capital and interest together or just the interest now and the capital at the end of the loan term.

If you like the sound of a Lloyds Loan, why not give our free search a try? Because we work with a large group High Street Brokers we can find you the lowest cost finance instantly that directly competes with Lloyds TSB. Apply now and make No Repayments for 5 months. There is No Obligation to accept any offer we provide. Comparing Lloyds TSB Loans with nationally recognised lenders couldnt' be any easier.

We highly recommend you to try our no-fee service to save time & money! Your Quote is Free, and there is No Obligation. Apply now!

Compare Lloyds TSB Loans With Top UK Loan Deals:

  • Lloyds TSB Personal Loans
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  • Lloyds TSB Secured Loans
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  • Personal Loans From Lloyds TSB
  • Lloyds TSB Loans
  • Lloyds Personal Loan
  • Lloyds TSB Unsecured Loan
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED. IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANYOTHER DEBT SECURED ON IT.

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